Everyone knows them on Facebook: cheap personal loans are advertised in posts and comments, regardless of the actual post.
Here we have a current example:

“Hello, if you want a serious loan contact the lady winkler because I got my loan in your area before I didn't believe because I thought I wouldn't get the loan but they called me to tell me say that my money is available and I took the money without any problems and other girlfriends also went through them so don't hesitate to contact him because it is I earn my money now here your email mail"
Most of the time a loan is offered to you in very bumpy German. Most of the time the name of the profile and email address do not match, but that is only mentioned in passing.
The frequency with which these loan offers appear is particularly perfidious. People in financial difficulties in particular may initially scroll over it, but the more often you see these offers, the more desperate people start to think that “maybe there is something to it” and “you could try it.”
What happens if you take up such an offer?
If a user responds, they will be asked for personal data and a copy of their passport relatively quickly. The creator of the “loan offers” is not interested in arranging cheap loans, but rather shamelessly exploiting a user’s plight . There are additional costs (such as “credit reporting costs”) and if you are not careful, you will suddenly be tied to contracts that no longer have anything to do with a loan.
in a separate article what exactly happens or can happen if you accept such a loan offer .
If you need a loan, you should ALWAYS visit your bank! If a loan approval is refused on this website, you will normally not be able to get a loan anywhere else and certainly not on Facebook!
Tips to protect yourself from loan scammers on Facebook
- If you have dubious loan offers on Facebook, you can be sure that fraudsters are behind them.
- You should report suspicious profiles and offers directly to Facebook . These profiles often disappear shortly afterwards.
- Never give your personal information to strangers. It may sound logical, but there are thousands of users who don't think about it.
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Notes:
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