A user was ripped off with dubious loan fees on Facebook!
As the Carinthian police reported, a 52-year-old man from Villach (Austria) who wanted to take out a loan through a Facebook contact was ripped off!
He initially received a total of 12 payment requests for insurance and processing fees.
After the man complied with these requests and paid the amounts into a Western Union account, he received another payment request without getting a loan, whereupon he filed the report.
The victim suffers damage amounting to several thousand euros.
How exactly does the fraud work?
Such offers are known as advance payment fraud . Fraudsters with fake profiles have been trying to trick users out of their money using tricks like this for years. The profile photos are stolen and reused with another identity.
If a user responds, they will be asked for personal data and a copy of their passport relatively quickly. The creators of the “loan offers” are not interested in arranging cheap loans, but rather they are shamelessly exploiting someone’s plight.
There are additional costs (such as “credit reporting costs”) and if you are not careful, you will suddenly be tied to contracts that no longer have anything to do with a loan.
If you find yourself in a hopeless situation and need a loan, you should ALWAYS go to your bank! If they refuse to approve a loan, then you will normally not be able to get a loan anywhere else and certainly not on Facebook!
Tips to protect yourself from loan scammers on Facebook
- When it comes to dubious loan offers on Facebook, you can almost be sure that fraudsters are behind them.
- You can report suspicious profiles and offers directly to Mimikama. To do so, please send us an email to spoof@mimikama.org.
- Never give personal information to strangers ONLINE. It may sound logical, but there are thousands of users who don't think about it.
How to spot loan fraudsters on Facebook
- The respective profile often speaks bumpy German.
- There is a noticeably low interest rate promise.
- Collateral/hedges are not required.
- Dubious email address.
Related article: This is how loan fraudsters work on Facebook.
In financial emergency situations, there are institutions that offer help, for example Caritas , Diakonie , but also the social service of the city in which you live can offer help. All of this on a much more solid basis than dubious credit providers.
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Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )

