Loan spammers are constantly spreading on Facebook . With dubious offers, they lure users into a trap who are generally in a difficult financial situation. the loans are never paid out; instead, victims are supposed to advance payments .
This is how these fraudsters operate: They repeatedly leave posts and comments such as these profile , on pages and especially in Facebook groups

Such profiles or comments and status posts are fraud!
These offers are primarily aimed at users who can no longer get a loan from their bank. Such profiles claim that they have their own capital and provide personal loans at a lucrative interest rate and with an insane term .
This scam is called advance fee fraud!
Such offers have been visible on Facebook for years. Most of the time, photos from the Internet are stolen for these fake profiles and used for the fake profile.
How does the fraud work?
If a user responds, they will be asked for personal data and a copy of their passport relatively quickly.
The creator of the “loan offers” is not interested in arranging cheap loans, but rather shamelessly exploiting someone’s plight. There are additional costs (such as “credit reporting costs”) and if you are not careful, you will suddenly be tied to contracts that no longer have anything to do with a loan. In another case it was a loan amount of EUR 1,900. Here, however, the user should transfer 180 EUR in advance. This 180 EUR would have been intended as a processing fee.
The problem is that many people are in such distress or desperation that they cannot even recognize the fraud and pay the 180 EUR.
If you need a loan, you should ALWAYS visit your bank! If they refuse to approve a loan, then you will normally not be able to get a loan anywhere else and especially not on Facebook!

Tips to protect yourself from loan scammers on Facebook
- When it comes to dubious loan offers on Facebook, you can be almost certain that fraudsters are behind them.
- You can report suspicious profiles and offers directly to us. To do so, please send an email to spoof@mimikama.org
- Never give your personal information to strangers ONLINE. It may sound logical, but there are thousands of users who don't think about it!
How to spot loan scammers on Facebook
- The respective profile often speaks bumpy German.
- There is a noticeably lower interest rate promise.
- Collateral/hedges are not required.
- Dubious email address.
Related articles : This is how loan fraudsters work on Facebook
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