What exactly happens with this scam?

The perpetrators first get hold of the debit card data using a phishing site.

A supposed bank employee then calls and asks the person being called to confirm a push TAN. The perpetrator can then immediately use their own smartphone with a third-party digital card without having the physical debit card with PIN themselves.

Basically:

  • Do not mention or confirm sensitive data (e.g. TAN) over the telephone!
  • Check your online banking to see which cards/devices are officially registered for your account!
  • Only use the known, official web address of your bank for online banking!

Noticed fraud?

  • Contact your bank immediately!
  • Report this to the local police or to the Lower Saxony police online station!

The LKA's warning about this scam on Facebook

Please also read our article on: Paying via smartphone and smartwatch – The digital card can also be set up by perpetrators


If you enjoyed this post and value the importance of well-founded information, become part of the exclusive Mimikama Club! Support our work and help us promote awareness and combat misinformation. As a club member you receive:

📬 Special Weekly Newsletter: Get exclusive content straight to your inbox.
🎥 Exclusive video* “Fact Checker Basic Course”: Learn from Andre Wolf how to recognize and combat misinformation.
📅 Early access to in-depth articles and fact checks: always be one step ahead.
📄 Bonus articles, just for you: Discover content you won't find anywhere else.
📝 Participation in webinars and workshops : Join us live or watch the recordings.
✔️ Quality exchange: Discuss safely in our comment function without trolls and bots.

Join us and become part of a community that stands for truth and clarity. Together we can make the world a little better!

* In this special course, Andre Wolf will teach you how to recognize and effectively combat misinformation. After completing the video, you have the opportunity to join our research team and actively participate in the education - an opportunity that is exclusively reserved for our club members!


Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )