This was what a consumer found out when she contacted rbb with her case. Although she had her card blocked just a few minutes after it was stolen, thieves used the stolen card to purchase goods worth several hundred euros.

According to police statements, this is not an isolated incident. Sabine Burkowski from LKA Berlin explains this to the rbb consumer magazine SUPER.MARKT with a possible time delay in data forwarding in the banking system:
“With contactless payment, it then depends on whether the retail company's cash register system is connected online to the blocking system or whether the Blocking will be communicated in an update every 12 hours or every 24 hours.”

If you want to make it difficult for card thieves, you can have the contactless payment function without a pin blocked at the bank from the outset.

Unconsidered security vulnerability

But Ulrich Binnebössel from HDE, the German retail association, warns SUPER.MARKT about a security gap in card theft that is relatively unknown to consumers: “The direct debit procedure works in every case, even if the card is blocked.”

If you want to deprive the thief of this option, you must also have the card blocked by the police. The so-called “KUNO barrier service” – a voluntary service run by federal and state police authorities and the association of large retail chains. Only then will the big chains no longer accept payment with a signature.

The consumer can claim back the damage caused by signature fraud from the respective trading company, but this is often very time-consuming. It is therefore definitely worth reporting card theft to the police using the keyword KUNO - and having the card blocked for SEPA direct debit there.

If you get ahead of thieves and block your card in good time, the banks will usually cover the damage.

You might also be interested in: Warning! Fraudsters send false payment requests

Source: Press portal


If you enjoyed this post and value the importance of well-founded information, become part of the exclusive Mimikama Club! Support our work and help us promote awareness and combat misinformation. As a club member you receive:

📬 Special Weekly Newsletter: Get exclusive content straight to your inbox.
🎥 Exclusive video* “Fact Checker Basic Course”: Learn from Andre Wolf how to recognize and combat misinformation.
📅 Early access to in-depth articles and fact checks: always be one step ahead.
📄 Bonus articles, just for you: Discover content you won't find anywhere else.
📝 Participation in webinars and workshops : Join us live or watch the recordings.
✔️ Quality exchange: Discuss safely in our comment function without trolls and bots.

Join us and become part of a community that stands for truth and clarity. Together we can make the world a little better!

* In this special course, Andre Wolf will teach you how to recognize and effectively combat misinformation. After completing the video, you have the opportunity to join our research team and actively participate in the education - an opportunity that is exclusively reserved for our club members!


Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )