54 statutory health insurance companies are increasing their contributions at the turn of the year. compares contributions and services of statutory health insurance companies in an online database The increases are between 0.06 and 0.70 percentage points. Two health insurance companies are reducing their contributions at the turn of the year by 0.14 and 0.31 percentage points. 15 of the 71 health insurance companies open to all are keeping their contributions stable.

The highest contribution rate at the beginning of 2023 is 16.59 percent, the cheapest is 15.40 percent. However, this fund can only be selected regionally. The cheapest health insurance companies available nationwide charge 15.50 percent each. The forecast average contribution in 2023 is 16.20 percent.

The foundation advises insured people to pay particular attention this year because, unlike before, the health insurance companies are no longer obliged to communicate the increase by letter. “There is no choice but to keep an eye on the website or member magazine, because the fund has to provide information at least four weeks in advance,” says Finanztest editor Alisa Kostenow.

Switching to a cheaper health insurance company is usually easy: after an application to the new insurance company, the new insurance company will take over the cancellation from the old one. Then you just have to inform your own employer. However, you should not only pay attention to the contribution rate, but also to the respective range of services.

There will be relief for low earners in 2023: those who earn up to 2,000 euros per month will sometimes pay significantly less social contributions.

Article image: Pixabay

Source:

Stiftung Warentest
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