Loan offers in Facebook groups promise quick money – convenient and easy. This is how fraudsters try to shamelessly exploit users.

Uncomplicated loan offers usually end up extremely complicated. Fraudsters have been trying to trap users via Facebook for years.

They target people who may already be in distress:

Screenshot by mimikama.org
Screenshot by mimikama.org

makes a quick loan request within 48 hours

Do you need a loan to clear your debts or pay your bills?

build a house?

pay for a car?

Do your projects look like this?

Do you want to increase your business financially?

Do you have a low credit score and find it difficult to get a loan?

Here is the solution, we offer loans from 5,000 euros to 5,000,000 euros at a rate of 3% per year.

Email: Laurentxxxx@xxxxx

WHATSAPP: 0033 6 446…

Thanks

Hands off!

This type of offer is called an advance fee scam .

Fraudsters use fake profiles to try to trick users and scam them out of their money. This means that the fraudsters use stolen profile photos and assume someone else's identity in order to inspire trust.

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If a user responds, they will be asked for personal data and a copy of their passport relatively quickly. The creators of the “loan offers” are not interested in arranging cheap loans, but rather want to shamelessly exploit someone’s plight.

There are additional costs such as “credit reporting costs” and if you are not careful, you will suddenly be tied to contracts that no longer have anything to do with a loan.

A real case.

This happened to a user with a loan amount of 1,900 euros. However, before he could receive this amount, he would have to transfer 180 euros in advance - processing fees, as the criminals claimed.

The really sad thing about cases like this is that the scammers prey on the desperation of people who are already in dire straits. This means they can't even recognize the fraud and pay the 180 euros in the hope that it will actually solve their problems.

If you find yourself in a hopeless situation and need a loan, you should ALWAYS go to your bank! If they refuse to approve a loan, then you will normally not be able to get a loan anywhere else and certainly not on Facebook!

Tips to protect yourself from loan scammers on Facebook.

  • When it comes to dubious loan offers on Facebook, you can almost be sure that fraudsters are behind them.
  • You can report suspicious profiles and offers directly to Mimikama. To do so, please send us an email to spoof@mimikama.org.
  • Never give personal information to strangers ONLINE. It may sound logical, but there are thousands of users who don't think about it.

How to spot loan fraudsters on Facebook.

  • The respective profile often speaks bumpy German.
  • There is a noticeably low interest rate promise.
  • Collateral/hedges are not required.
  • Dubious email address.

In financial emergency situations, there are institutions that offer help, such as Caritas , Diakonie , but the social services of the city in which you live can also offer help. All of this on a much more solid basis than dubious credit providers.

You might also be interested in: This is how loan fraudsters work on Facebook


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Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )