Who does not know her? Loan offers on Facebook! But what happens if you accept these offers? A short story:

It was clear to me from the first moment: with the “Elisabeth Badinter” account you would really have fun. Yes, not as fun as some panting Facebook users hope for when some young lady makes a contact request, but rather as fun as I show off the account and satisfy myself in the process.

It was also clear from the very first moment that Elisabeth Badinter must be a credit spammer and that's why we directly discussed Ms. Badinter (or whoever is behind this profile) in the small "editorial chat" last Sunday and simply lay in wait.

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It only took a few hours, and on the same day Ms. Badinter introduced herself as the director of a financial agency and offered me a loan. And so begins a wonderful little story about backrests, your mudda, a carpet that I don't want to buy and the ban on WhatsApp because of the GDPR.

The font flow

To say it again in advance: there is of course a so-called scammer behind the Elisabeth Badinter profile. A scam is an advance payment fraud. Methods like these haven't just been around since yesterday. The people who run advance fee fraud know exactly what they are doing! The victims, in turn, usually make the mistake of keeping quiet about being ripped off out of false shame and not reporting it.

The scam that we are presenting in more detail here is called credit spam and takes place very often on Facebook.

Hello, my name is Élisabeth Badinter. I am the director of a credit agency (Vitale Finance) here in France and we offer short and long term loans. Would you be interested in a loan?

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In fact, I received not just one, but four emails. These emails have identical content and are intended to represent a type of loan offer. Ultra serious... Our French bank manager writes emails in the middle of the night under the name Michaella Stecy with subject lines in different languages.

I have to admit that I was a bit disappointed at this point because these scammers really don't put in much effort.

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But we don't want to disappoint our credit scammers and feign a little interest. I simply made a virtue of my disappointment with the quality of the scam and tested how far you can go before a scammer ends the correspondence on his own.

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The answer was then followed in the chat by a message that another email would arrive. This email finally convinced me to only reply nonsense from now on. Just saying: I did NOT start it!

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If you're wondering what I mean by a "backrest", I have to answer that I don't really know myself. But suddenly it was about some kind of backrest that was to be constituted:

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And if you're going to create a backrest (for whatever), then you really should do it right. Signed by your mom, such an ID card has to be real!

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Well, it happened as it had to happen: at some point the true face of the chat process showed itself. At some point the request for the advance had to finally come to the table.

By the way, this is where the real game begins. The scammer needs an advance so that I can get my money. All types of scams have this in common: at a certain moment in the course of the communication, a request for payment for a later service is required.

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Unfortunately I haven't received the contract yet. Was the holiday and the long weekend the cause? Have the scammers made enough money and retired? Or are they even the scammers who arrested on May 27th ? One does not know!

Watchlist Internet says: No end in sight!

Anyone who has paid once will continue to be harassed. The criminals continue to demand monetary payments until the other person realizes that there is nothing in return. From this moment on they go into hiding and are no longer accessible to their victim. What remains is lost money. What makes matters worse is that the perpetrators have personal information about their victim. You can use this to commit crimes under someone else's name.

Scamming explained graphically

MIMIKAMA
How you can recognize scamming.

What do you do in the event of damage?

If you come across scammers, immediately break off all contact with the perpetrators. Report the crime to the police and discuss what action is necessary to ensure that you do not suffer further harm. Check regularly - for example using a search engine - whether your data has been published on the Internet. If this is the case, write to the website operator and request that the entries be deleted.

You can recognize scamming or advance payment fraud when strangers contact you, demand that you provide personal information and request money transfers abroad under false pretenses.

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Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )