Their loan offers are aimed particularly at people who find it difficult to get a loan from their bank and advertise incredibly favorable conditions. Caution: You will not receive a loan, but rather fall into an advance payment scam in which criminals demand advance payments from you until you break off contact yourself, warns our cooperation partner Watchlist Internet .

Are you looking for a cheap loan?
Is your creditworthiness perhaps not sufficient for a loan from your bank? Then be particularly careful not to fall into the trap of any criminal. They often promise to give you a loan without any credit check and with low interest rates.

That may sound tempting, but before the alleged loan is paid out, it becomes apparent what is actually behind the offer. Suddenly you are asked to make different payments in advance. New excuses and reasons for further advance payments continue to follow. Ultimately, you will never receive your loan and the money will be lost. You can find a specific example of fraud in our note not to apply for loans on ulacglobalfinanzen.com .

How did you come across your loan offer?

When you search for cheap loans via your search engine, such as Google, pay attention to whether it is an advertisement or an organic search result. The ads are marked as such and experience has shown that the chances of encountering criminals are particularly high here.

Did you receive the loan offer without asking via an email, a WhatsApp message or in any chat? It's almost entirely a scam. Criminals send out mass advertisements for their dubious loan offers and rely on reaching people who are currently looking for a loan.

Particular caution is also required when advertising loans on social media such as Facebook, TikTok and Instagram. References to fraudulent offers can often be found in comments on posts.

Loan without a credit check?

Dubious credit providers often advertise that they offer loans without a credit check. Theoretically this is of course possible, but most of the time it is just intended to lure you into a trap. Criminals always try to make their offers appear as attractive as possible so that you jump on the offer quickly and don't think twice about signing a contract.

Should you make advance payments?

If you enter into a transaction with a fraudulent credit provider, the last step before the loan amount is supposedly paid out is that you will be asked to make an initial advance payment. The reasons are different. Sometimes you supposedly have to pay legal fees for drawing up the contract, sometimes you just need to verify your identity via the payment. But all reasons have one thing in common: They are fictitious and are intended to persuade you to make further payments that end up directly in the criminals' pockets. The promised loan is never paid out and your money is lost.

Have you already paid money?

If you have already paid money to a fraudulent credit provider, contact your bank as soon as possible. With a bit of luck, your payment can still be stopped.

As soon as the money has been received in the target account, all that is left is to go to the police to file a report . If you have also submitted identification documents, report this in your report as well.

Tips for finding serious offers!

In order to find a reputable loan offer, we advise you to get information from Finanz ABC from the Financial Market Authority. If you need a loan, we'll show you what you need to pay attention to here!

If you have problems getting a loan or have already been rejected, we advise you to contact debt advice (DE), debt advice (AT) or budget advice .

Source:

Watchlist Internet
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