Under the pretext that you supposedly agree to the general terms and conditions, an attempt is made to get you to visit a fraudulent website (phishing page). Your online banking access data, your date of birth and the number of your SparkassenCard will be requested there.

This is what a fake email in the name of the Sparkasse looks like:

Screenshot of a fake email in the name of the Sparkasse: Phishing!
Screenshot of fake email in the name of the savings bank

Dear customer,

Due to new laws and regulations regarding internet banking, our general terms and conditions have been adjusted. The changed conditions will come into force from April 25th.
All customers must agree to the Terms and Conditions to continue using our services.

According to our system, it appears that you have not yet agreed to the change to our Terms and Conditions. You can log in and read the General Terms and Conditions 2022 via the page below.

About the Terms and Conditions

You have the next 24 hours to agree to the terms and conditions. If you do not agree within this time frame, we will be forced to temporarily suspend your account.

Kind regards,
Sparkasse Customer Service

Text of the fake email

Be careful, phishing!

CAUTION: Please do not enter any information on the phishing pages. Your data could otherwise be misused by fraudsters, e.g. B. to call you on behalf of your savings bank.

The Sparkassen-Finanzgruppe's computer emergency team therefore urgently warns against these emails. If you have already entered data, please contact your savings bank immediately about blocking your online banking access.

Tips for recognizing phishing emails

As soon as you receive an email on behalf of your bank, be sure to be skeptical.
Check the following points:

  • Spelling and grammar: If there are spelling or grammatical errors in the message, it is usually a scam.
  • Sender address : The domain after the @ sign in the sender's email address provides information about where the email comes from. You can compare this with other emails you have received from your bank. The domain should be plausible; emails from banks are not sent from FreeMail accounts such as gmx, gmail or hotmail. Cryptic domains also indicate a fake. Since fraudsters are becoming increasingly clever, some fake email addresses look plausible at first glance. Be particularly critical here.
  • Impersonal salutation : Criminals send their messages in large quantities, so the salutation is usually impersonal. Many banks use a personal salutation in their emails.
  • Inaccurate information: Banks, authorities or other public institutions do not specify deadlines as in the email above: “You have the next 24 hours to... “. Or would you know when exactly these 24 hours end? From e-mail delivery? From receipt of the email? From reading the email?
  • Ask! If you are not sure, ask your bank directly.

This might also be of interest: Phishing Report 2022: Fraudsters use these emails to lure you

Source: Sparkasse


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Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )