When you're cash-strapped, you're grateful for any offer to get money. However, this precarious situation is often exploited on Facebook by dubious lenders.

For example, this is what a current offer on Facebook looks like:

MIMIKAMA

“FOR YOUR ATTENTION!
HI ALLEN AND ALLEN
RATE OF 3% per annum
RELIABLE CREDIT OFFER
To help people who lack financial resources to realize their projects, buy a car, build a house or commit, it is now possible via our company to obtain loans;
We are in collaboration with banks and we give loans all over the world, our offers start from €5000 to €3 million at a rate of 3% per year.
We give loans to people who are able to repay us, If you need a loan please contact us on this mail”

Let's summarize briefly : A large company that is supposedly in contact with several banks and can give loans worldwide, at an incredibly low interest rate, doesn't even have its own website or meaningful email address, let alone a name also advertise with private profiles on Facebook pages and in comment columns???

Sounds totally logical!

This scam is called advance fee fraud!

Such offers have been visible on Facebook for years. As a group admin or site operator, you should immediately delete these posts and block the creator and, ideally, report the profile directly to Facebook.

This is how the rip-off works

If a user responds, they will be asked for personal data and a copy of their passport relatively quickly. The creator of the “loan offers” is not interested in arranging cheap loans, but rather shamelessly exploiting a user’s plight . There are additional costs (such as “credit reporting costs”) and if you are not careful, you will suddenly be tied to contracts that no longer have anything to do with a loan. In another case it was a loan amount of EUR 1,900.

In one case, a user should first transfer 180 euros in advance. These 180 euros would have been intended as a “processing fee”.

The problem is that many people are in such distress or desperation that they don't even recognize the fraud and pay these 180 euros.

in a separate article what exactly happens or can happen if you accept such a loan offer .

If you need a loan, you should ALWAYS visit your bank! If a loan approval is refused on this website, you will normally not be able to get a loan anywhere else and certainly not on Facebook!

Tips to protect yourself from loan scammers on Facebook

  • If you see dubious loan offers on Facebook, you can be almost certain that fraudsters are behind them.
  • You should report suspicious profiles and offers directly to Facebook. These profiles often disappear shortly afterwards.
  • Never give your personal information to strangers ONLINE. It may sound logical, but there are thousands of users who don't think about it.
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Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )