Internet fraudsters repeatedly lure people on Facebook with fraudulent loan offers. For the most part, they use fake profiles to infiltrate so-called Facebook groups.
An example of a personal loan offer on Facebook
Note: Users who discover such status posts or comments in a group should report them to the admin immediately.
Such profiles or status posts are FRAUD!
These offers are primarily aimed at users who can no longer get a loan from their bank.
Such profiles state that they have their own capital and that they provide personal loans at a lucrative interest rate and with an insane term .
This scam is called advance fee fraud!
Such offers have been visible on Facebook for years. Most of the time, photos from the Internet are stolen for these fake profiles and used for the fake profile.
Example of a loan fraud account on Facebook
This post was created by this gentleman:
The gentleman calls himself “Robert Justice Kiel”
However, this profile is a fake profile, because the gentleman in the picture is Prince Laurent Benoît Baudouin Marie of Belgium and he is a member of the Belgian royal family from the House of Saxe-Coburg and Gotha.
The profile picture used can be found a few times on the internet, such as in the French “Gala”
Reference: Laurent de Belgique fait congeler son chien
How does the fraud work?
If a user responds, they will be asked for personal data and a copy of their passport relatively quickly. The creator of the “loan offers” is not interested in arranging cheap loans, but rather shamelessly exploiting a user’s plight. There are additional costs (such as “credit reporting costs”) and if you are not careful, you will suddenly be tied to contracts that no longer have anything to do with a loan. In another case it was a loan amount of EUR 1,900.
Here, however, the user should transfer 180 EUR in advance. This 180 EUR would have been intended as a processing fee.
The problem is that many people are in such distress or desperation that they don't even recognize the fraud and pay these 180 EUR.
If you need a loan, you should ALWAYS visit your bank! If a loan approval is refused on this website, you will normally not be able to get a loan anywhere else and certainly not on Facebook!
Tips to protect yourself from loan scammers on Facebook
- If you see dubious loan offers on Facebook, you can be almost certain that fraudsters are behind them.
- You can report suspicious profiles and offers directly to us. Please send an email to [email protected]
- Never give your personal information to strangers ONLINE. It may sound logical, but there are thousands of users who don't think about it.
How to spot loan scammers on Facebook
- The respective profile often speaks bumpy German
- There is a noticeable lower interest rate promise.
- Collateral/hedges are not required
- Dubious email address
Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )