The phone rings, a supposed voice from the pension insurance company answers, and suddenly you may be the target of a fraud attempt involving a lot of money and your personal data. Fraudsters use the name of the German Pension Insurance (DRV) to build trust. How can you protect yourself?
Fraudulent tactics using pension insurance as a pretext
The call followed by an email – scammers pretending to be from the pension insurance company are very clever. They play on fears surrounding the topic of pension insurance. Who wants to risk pension cuts or problems with Schufa? They use these pretexts to try to get your money or your data.
The real DRV and how it works
The actual DRV has nothing in common with such fraudulent acts. Calls or messages demanding money in the name of the pension insurance company are not legitimate. Please note: The real pension insurance company would NEVER unexpectedly request money or data changes over the phone or email.
How do you recognize fraudulent actions?
- Unexpected contact : If you receive a call claiming to be from the pension insurance company asking for information or money, be alert.
- Threats : Employees of the real insurance company would never work with pension cuts or other means of pressure.
- Foreign accounts : Are you being asked to transfer money to accounts abroad? This should make you suspicious.
How the DRV helps you protect yourself
The DRV provides the information brochure “Beware of trick fraud”. Here you can find out more about common fraud methods in the name of pension insurance and get valuable tips on how to defend yourself.
Noticed suspicious activity?
Do not make contact and inform the DRV directly via the free service number 0800-10004800. If in doubt, it is always better to contact the insurance company directly and make sure.
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Source: DRV
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