Maybe some people are already familiar with the term. Skimming means “skimming” or “skimming” and is a method of illegally spying on electronic data from payment cards. There are dangers lurking, especially when withdrawing money from ATMs. Fraudsters can manipulate an ATM in a variety of ways to get money from bank customers.

Approach of the perpetrators

In order to get the card data, the perpetrators install manipulated card readers or complete front panels on the ATMs, which are optically adapted to the machine (same color, same stickers, etc.). The inserted bank card is transported through the illegal reading device to the original card reader. At the same time, the account data is read and saved.

In order to get the PIN, the PIN number is entered using a camera or a camera phone. These are located, for example, above the PIN keypad or on the attached privacy devices and record the PIN entries.

Other options for spying on the PIN are, for example, attachments of deceptively real-looking dummy keyboards or add-on card readers with an integrated camera. Copies of the payment cards are then made, which the perpetrators can use to withdraw money from the victims' accounts.

Tips against skimming

  • While entering the PIN, completely cover the keypad with your other hand as a privacy screen. This makes spying on a camera much more difficult
  • Always keep your PIN separate from the card
  • Never enter your PIN on a bank door opener
  • Make sure that when you enter your PIN, others cannot observe it
  • Do not use an ATM where something seems unusual, e.g. E.g. attached strips or panels, protruding and loose parts, traces of glue around the card slot

You can find detailed information and further tips on the following page: https://s.rlp.de/reo1q

In any case, the police would like to point out at this point: If you suspect that an ATM has been manipulated, please do not use it under any circumstances and alert the police!

Source: PP/Koblenz Police Headquarters
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