Your cell phone beeps: the arrival of an SMS is indicated. It seems to be an urgent message from your bank or tax office. But be careful: it could be a trap!
This article reveals the truth about smishing attacks, a sophisticated fraud method in which criminals use fake SMS messages to obtain your personal information.
What is smishing anyway?
Smishing is a fraudulent technique that uses SMS messages to deceive people and steal sensitive information.
These messages are often disguised as messages from trustworthy institutions such as banks, tax offices or debt collection agencies:
- “Your registration for the pushTAN expires in 12 hours.”
- “To avoid having your account blocked, it is necessary to install our new security app on your smartphone.”
- "Dear Customer. For security reasons, we will restrict your account. To avoid this, proceed as follows: …”
- “Your outstanding claim number R110223 has not been paid despite several reminders. On June 1, 2022, the bailiff will seize your household goods as a precautionary measure. You can avoid the garnishment process by paying the full amount immediately via your payment link: …”
- “Refund: To receive a refund of your personal income tax, you must verify your account so that we can transfer the full amount of €268.35 to the correct account.”
These supposedly important SMS messages sound something like this. And they all contain links that seem legitimate at first glance. In reality, these lead to fake websites that aim to spy on personal data.
Typical characteristics of smishing SMS
These scam messages can be very convincing. People often warn about problems with online banking, announce a tax refund or threaten to see a bailiff because of unpaid bills. A common feature is the urgency with which you are asked to click on a link or provide personal information.
How you can protect yourself
1. Skepticism is key: Be suspicious if a text message asks you to provide personal information or click on a link. Real institutions like your bank or tax office will never ask you for sensitive information via SMS.
2. Check the source: If you have doubts about a message, contact the institution directly through its official website or phone number. Do not use the contact information provided in the questionable SMS.
3. Avoid unknown links: Never click on links in suspicious SMS messages. These can lead to fake websites aimed at stealing your data.
4. Take security precautions: Regularly update your security settings and use spam filters on your cell phone to block unwanted messages.
Conclusion
Smishing attacks are a real threat in our digitally connected world. By being vigilant, checking sources, and avoiding suspicious links, you can protect yourself from these scams. Remember: your safety is in your hands.
Source: consumer advice center
Are you interested in more information on this and other digital topics? Sign up for our Mimikama newsletter and discover our extensive range of media education . Stay informed, stay safe!
You might also be interested in:
Notes:
1) This content reflects the current state of affairs at the time of publication. The reproduction of individual images, screenshots, embeds or video sequences serves to discuss the topic. 2) Individual contributions were created through the use of machine assistance and were carefully checked by the Mimikama editorial team before publication. ( Reason )