You buy now and simply pay later. Klarna and other payment services offer this without any problems. This makes it easy to shop more and more - and the bill arrives at the end of the month. Klarna wants to see the money. And now?
On TikTok, some shopping victims show their debts with the hashtag #klarna Debts. What started in September 2021 now has 53.5 million views. But showing the whole world that you're spending more money than you have in your account isn't smart at all. Because what is on the Internet is unlikely to come out there again. And if, for example, potential future employers find out during a search that you are not very good with money, the first impression can be bad.
There are also offers to get more money under the hashtag #klarnakrediten. Simply put your name in the comment or write an email and it should supposedly work. An example:
We have not reviewed the offer of this example. But: Nobody gives anything away! There are often traps behind such offers that cause you to get even more indebted. You can read more about this here .
Avoid debt
If possible, don’t buy anything on credit! You quickly lose track and end up with a big bill.
If you have debt
Talk to the company asking for money to see if payment in installments is possible. But make sure that the rates are only high enough that you can really afford them in addition to your other expenses. If that doesn't work, get help! Experts from the North Rhine-Westphalia consumer advice center , for example, know what to do if you have money problems and will support you - in some cases free of charge.
Source:
Checked4you
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